Long Beach Accident Lawyer Offering Guidance
After you are seriously injured in a car accident, you need to pay close attention to each action you take in relation to your accident and your injuries. These steps will be closely analyzed by the insurance company involved in your personal injury case. One wrong move and the insurance company will likely try to use this information to minimize your settlement, or even to deny your claim altogether. This is why it so important to seek the guidance of experienced legal counsel as soon as possible after your accident. Our Long Beach personal injury attorney at Overett Group has provided valuable do’s and don’ts to follow after you are injured in a car accident or some other type of auto accident.
What to Do after an accident
Gather evidence as soon as possible after your accident. This includes taking pictures of the vehicles involved, the scene of the accident and even of your injuries. You should also get the contact information of anyone who witnessed the accident, and you should get a copy of the accident report as soon as possible in the days following your crash.
Seek medical care and follow the doctor’s orders
If you fail to do either of these two things, the insurance company that you are seeking compensation from can later try to blame you for worsening your condition. Seeing a doctor also helps you get official documentation of your injuries.
Make sure that your health insurance provider is being billed for the medical care you receive.
If you do not do this, you can end up having an excessive amount of your settlement or court-awarded damages being used on medical expenses.
Contact an attorney as soon as possible!
The sooner you can get the assistance of a good personal injury attorney, the better chances you have of protecting and maximizing your financial recovery. Your lawyer can help you properly file a personal injury claim or lawsuit and then work to prove you’re the facts of your case.
What Not to Do
Don’t provide any recorded statements to an insurance claims adjuster without first talking to your attorney.
The insurance company of the at-fault driver (or even the victim’s own insurance company, in some cases) will oftentimes try to coax the victim into making certain statements that can be later used to lower his or her compensation.
Don’t give the insurance company clearance to access your medical records directly.
The insurance company might ask you to sign a medical release when this is not actually necessary. There are other ways that you can get the insurer the medical information that they need, such as accessing the records and bills yourself and then passing them on to the company.
Don’t accept any settlement offers until first consulting with your attorney.
Insurance companies will often rush the victim into agreeing to a settlement that is too low. Once the settlement is signed, the at-fault party’s insurer is only liable for the damages agreed upon, even if it is discovered later on that the medical costs are higher than initially expected.
Don’t assume you can’t get compensation if the other driver is uninsured or if you were the victim of a hit and run.
In these cases, you can usually make a claim through your own insurance company under your uninsured/underinsured motorist coverage.